Top up Loan

With the help of this facility you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc. Existing Home loan customers or Home Loan BT Customers can opt for this facility

  • Loan amount:Upto Rs. 50 Lacs in Metros and Rs. 30 Lacs in Non-Metro Cities. The amount is combined loan amount for Existing Home Loan/ BT Loan and Top Up loan.
  • Maximum Loan to Value:Combined LTV of existing Home Loan / BT Loan along with eligible Top up loan, shall not exceed 80%.
  • Tenure:Upto 15 Years (However, the period shall not exceed beyond 60 years and 70 years of age of the borrower/co-borrower, respectively for Salaried and Self Employed borrowers / co borrowers)
  • Repayment:Equated Monthly Instalments (EMI) through Automated Clearing House (ACH).