Top-Up Loans For Extension Or Improvement Of Existing Residential Property

The way your home looks from inside and outside reflects the lifestyle of the house owners. Hence, it is important for you to improve your home with the changing needs and time. We provide home loan for improving your existing home. Whether it is painting your house walls, concealing your plumbing and electrical works, building a compound wall around your home, grills for your balcony we have the solution for all your needs

• Loan amount: Upto Rs. 30 Lacs
• Maximum Loan to Value:

  Loan Amount	Maximum Loan to Value
  Upto Rs. 30,00,000	90% of property value

• Tenure: Up to 15 Years (However, the period shall not exceed beyond 60 years and 70 years of age of the borrower/co-borrower, respectively for Salaried and Self Employed borrowers / co borrowers)
• Repayment: Equated Monthly Instalments (EMI) through Automated Clearing House (ACH).
• Tax benefits: Tax deduction subject to a maximum limit of Rs 2 Lacs for interest payments and up to Rs 1.5 Lacs for principal repayment. Tax benefit can be shared between co-borrowers subject to certain conditions.