Group Companies

Financial Services Muthoot Finance Limited Muthoot Chambers, Opp. Saritha Theatre Complex, Banerji Road, Ernakulam - 682 018,Kerala, India


The CompanyMuthoot Finance Ltd., the flagship company of The Muthoot Group was founded in 1939, by Shri. M. George Muthoot. The company today is India’s largest and the world’s biggest Gold Loan Company. With a holding of 146 tonnes of gold, Muthoot Finance is also one of the companies to hold the largest gold reserves in the country.

Listed on both BSE and NSE, the company is registered with the RBI as a Systemically Important Non-Deposit Taking NBFC. Muthoot Finance Ltd. has been serving millions of underserved and unbanked Indians to bring them under the banking network by providing them with easy Gold Loans. This has in turn led to their financial inclusion. Muthoot Finance, today, has a presence across India and abroad through its network of 5000+ branches, 60% of which are located in Tier III to Tier VI cities. The average ticket size of our loans is around Rs 30,000/- to Rs 40,000/- only, helping us serve the unbanked masses in rural, semi-urban, and urban areas of the country.

Customers- Our PriorityBeing an organization focused on serving the customers’ needs & financial inclusion of the unbanked masses, Muthoot Finance has revolutionized the borrowing mechanisms by making it extremely easy for our customers to take loans. Our Gold Loans start from as low as Rs. 1,500 to even Rs. 1 crore. Our hassle-free and least documentation systems allow us to clear loans over the counter quickly. This is what makes the Muthoot Finance Gold Loans truly a customer’s delight!

From Pioneering Gold Loans to Transforming ThemOur pioneering steps in the realm of Gold Loans have transformed the very concept of Gold Banking. We changed the concept of Gold Loans from that of a ‘last resort’ or ‘desperate loan’ to a ‘need-based product’. And gradually we also succeeded in reshaping the model of Gold Loans into a ‘lifestyle banking product’, pervading them into the urban markets as well. Our diverse customer base comprises not just the underserved from rural corners of the country but also HNIs, Super HNIs, and Big Borrowers.

Overseas Operations


Muthoot Global is the overseas initiative of The Muthoot Group with its operations across US, UK and UAE. The core objective of the global wing is to assist NRIs with efficient money transfers, holiday planning, travel bookings, gifting their loved ones on special occasions as well as making use of their household gold jewellery to obtain loans in times of emergency.

The UAE operations of Muthoot Global commenced in the year 2002 and that of UK were started in 2007. In 2010, we expanded to the markets of the East Coast of the US. Now our Money Transfer services are prominent in UAE, US, as well as UK. The Group is now planning to rapidly enter other parts of the world, looking at the pace of growth that the global operations have picked up.

The entities that comprise the global arm of The Muthoot Group are listed as follows:

  • Muthoot Finance UK Ltd.
  • Muthoot Global UK Ltd.
  • Muthoot Travel & Tourism LLC

Muthoot Finserve (USA) Inc
&
Muthoot Finance USA Corporation

Head Office:

1407, Oak Tree Road
Iselin, New Jersey ,08830, USA
USA Phone : +1 732 305 8200 , +1 732 201 4700
India Phone : +91 0484 6690560 ( Time IST 09.00 AM to 05.00 PM ),
+91 0484 6690396 (Time IST 05.00 PM to 03.00 AM)
Whatsapp - +91 8078014111
E-mail- info@muthootgroup.us

UAE address:

Muthoot Finserve USA, Inc Sharjah
Q1 36A, Saif free Zone
Sharjah ,UAE
Phone: +971- 565779262
E-mail- info@muthootgroup.us
Website: www.muthootgroup.us

Money Transfer

Muthoot Money Transfer
Annex Putherickal Buildings, Market road
Ernakulam, Kerala, India, PIN – 682035


The Money Transfer service of The Muthoot Group is one of the most trusted services in the world. The service has a strong demand not only in India but in countries like the US, UK and UAE also. The Muthoot Group’s Money Transfer service is an online facility that enables customers to collect money from overseas. Fast and easy, our money transfer service all around the world is counted amongst the most reliable ones.

With a network of over 5000+ branches all over India, Muthoot Finance Ltd. provides excellent money transfer services. Irrespective of the service being used by the sender, the recipient can get the money from any of our branches. Below is the list of 7 inward remittances that Muthoot Finance offers:

  • Instant Cash in association with Ebix Cash
  • Ez Remit in association with Bahrain Finance
  • Transfast in association with Muthoot Forex Ltd
  • Moneygram in association with Ebix Cash
  • Muthoot Global Pay in association with Trust Travel Pvt Ltd
  • Western Union in association with Muthoot fincorp.
  • RIA Money transfer in association with Ebix Cash.

Besides International Money Transfer, Muthoot Finance is also into Domestic Money Transfer from Muthoot Finance branches to the bank accounts of the customers.

INDO-NEPAL REMITTANCE

Ph: +91 484-6690557
Email Id: Beena@muthootgroup.com

Muthoot Finance has launched Indo-Nepal Remittance arrangement with IME and Prabhu MoneyTransfer. Muthoot Finance has 5000+ locations all over India and all the branches are able to send money to Nepal. IME and Prabhu Money have more than 20,000 locations all over Nepal. For more details on Indo- Nepal Remittance, Click Here

Muthoot Vehicles and Asset Finance Ltd. (MVFL) got the license in Yr. 2009 from RBI to operate Payment & Settlement Systems under the PSS Act, 2007. RBI has approved the inclusion of the mobile wallet facility as one of the PPI offered facilities by MVFL effective from 26.03.2014. MVFL entered into an agreement with GI Technologies Ltd., Chennai in January 2014 for developing a product referred to as "Muthoot Money" for operating Domestic Money Transfers (DMT) which went live in July 2014.

The Muthoot Group has developed our own software, Muthoot Money for Domestic Money Transfer to all Banks all over India. Ours is the first NBFC of its kind to launch its own Money Transfer portal for the transfer of funds within India. The scheme, enabled through the immediate payment service (IMPS)

Business Model
  • Customer Visits Branch
  • Branch creates a wallet for customers with his name and mobile number
  • OTP is sent to the customer's mobile number for verification
  • Branch staff enters the OTP in the b2b portal and wallet gets created, and 4 digit pin number is sent to customer mobile
  • Add beneficiary with all the receiver details
  • Transfer money to a beneficiary
  • Inform status to information support
  • Amount gets credited to the beneficiary account

FOREX

Muthoot Foreign Exchange
2nd Floor, Muthoot Chambers,
Opposite Saritha Theatre Complex, Banerji Road,
Kochi 682 018, Kerala, India


With simplified foreign exchange services, we provide our customers with the power to travel anywhere in the world with little to worry about currency availability. Muthoot Exchange offers hassle-free currency exchange services that are provided at competitive rates. Since we deal in all the major currencies like the Euro, US Dollar, British Pound, and Japanese Yen, our exchange services are useful for a wide array of avid travelers.
 
Muthoot Forex services are executed strictly as per the guidelines of the RBI. We also undertake agreements with hotels, resorts, travel agencies, hospitals, and emigration as well as student consultants for the sale/purchase of Forex.
 
Muthoot Foreign Exchange offers the following forex services:
  • Purchase & Sale of Foreign Currencies.
  • Sales & Encashment of Travel Cards.
  • Outward Remittances for Family/Personal maintenance.
  • Inward Money Transfers.
Highlights of our services:
  • Competitive & attractive exchange rates
  • Minimum Handling charges
  • Minimum time to send money abroad.
  • Ideal for last-minute emergencies
  • 5000 + Locations
Foreign Exchange released for all the below purposes.
  • Private visits,
  • Remittance by tour operators/travel agents to overseas agents/principals / hotels,
  • Business travel,
  • Fee for participation in global conferences and specialized training,
  • Remittance for participation in international events/competitions (towards training, sponsorship, and prize money),
  • Film shooting,
  • Medical treatment abroad,
  • Disbursement of crew wages,
  • Overseas education,
  • Remittance under educational tie-up arrangements with universities abroad,
  • Remittance towards fees for examinations held in India and abroad and additional scoresheets for GRE, TOEFL, etc.
  • Employment and processing, assessment fees for overseas job applications,
  • Emigration and emigration consultancy fees,
  • Skills/credential assessment fees for intending migrants,
  • Visa fees,
  • Processing fees for registration of documents as required by the Portuguese / other Governments,
  • Registration / subscription / membership fees to International Organizations.
  • Maintenance to close relatives
  • Gift remittance
  • Repatriation of sale proceeds of ancestral assets by NRIs

Securities

Muthoot Securities


The Muthoot Group ventured into the competitive world of equity & commodity broking on 28th May 2008, with the objective of sustaining its leadership by positioning itself as a professional outfit dedicated to high standards of business excellence marked by integrity, fairness, and transparency, strict adherence to commitments and most importantly trust.

Muthoot Securities Limited (MSTL) is a member of all major stock exchanges viz., NSE, BSE and MCX-SX. MSTL acts as a full-fledged depository participant of CDSL and NSDL. Muthoot Commodities Limited (MCDL) is affiliated to major commodity exchanges viz., MCX, NCDEX, NMCE and NSEL.

MSTL has its operations spread across 200 business centers in Kerala, Tamil Nadu, Andhra Pradesh, and Karnataka and provides an array of financial products and services namely Equity, Commodity & Currency Trading, Internet Based Trading, Portfolio Management Services, Depository Services, Mutual Funds, PAN Services, Market Research, etc.

With the overall objective of increasing the investors’ significant platform of operations, Investor Awareness Programs (IAPs) are conducted across cities and towns in partnership with national exchanges and depositories.

Information Technology

Muthoot Information Technology
Emsyne - Muthoot Systems and Technologies Pvt Ltd.,
4th Floor, LULU Cyber Tower, Infopark,
Kusumagiri P.O, Kakkanad,
Kochi-682 030, Kerala, India.


Muthoot Systems and Technologies Pvt. Ltd. (Emsyne) is the Information Technology Division of The Muthoot Group. Established in 2006 and headquartered in Infopark, Kochi, Emsyne caters to the software development and maintenance needs of The Muthoot Group apart from being a total software solutions provider to select global clients. Emsyne has specialized in financial software solutions and has developed a powerful and user-friendly Core Banking Solution (CBS) which has been running smoothly in over 5000+ Branches of the Group accessed by 15,000+ concurrent users.

Emsyne, with its focus on quality and in-depth knowledge in financial domains, has been successful in meeting the unique requirements of BFSI clients. It has a suite of ready-to-deploy software packages, ranging from highly scalable core banking solutions to foreign currency management systems. The software and mobile solutions developed by Emsyne have been recognized for providing a high level of performance, scalability, reliability, and user comfort. The company’s approach focuses on enabling businesses by combining innovations and process improvements through the latest technologies.

Media

Muthoot Media

Chennailive 104.8FM

Empee Towers, Ground Floor, 59 Harris Road,
Pudupet, Chennai - 600 002, India


Chennai live 104.8FM is a locally involved radio station aimed at entertaining, educating, and updating the people of Chennai. It focuses on local happenings, information, and issues relevant to day-to-day life in Chennai. It features discussions and debates with studio guests and listeners. The intellectually stimulating talk is entwined with the best of Tamil and International music.

The philosophy of the station is to bring together a wide range of opinions and viewpoints in the city while covering the occurrence of events in the city.

The station has a team of professional presenters who coordinate and anchor the programs in a catchy and entertaining manner. They have the ability to carry the local audience with them. The team is highly active and visible in the community with outside broadcasts (OB's) and live appearances to promote and support local events. This gives listeners a sense of connection with the radio station.

The station continuously interacts with senior professionals from diverse fields such as entertainment, media, industry, government and non-governmental organizations, and other opinion leaders on the station’s programming policies.

Healthcare

Muthoot Healthcare

MGM Muthoot Medical Centre, College Road,
Kozhencherry, Kerala - 689 641, India

MGM Muthoot Medical Centre, Ring Road,
Pathanamthitta Kerala - 689 641, India


The Muthoot Healthcare Division was founded with the vision to bring advanced medical facilities within the reach of the common man. Over the years, the division has earned the reputation of being the best equipped and best healthcare provider in Kerala.

Muthoot healthcare has established two multi-specialty hospitals, a primary healthcare clinic, and 17 diagnostic centers. It also has an education unit with colleges, schools of nursing, allied health service, and management colleges.

Mar Gregorious Memorial Muthoot Medical Center, Kozhencherry

Situated at Kozhencherry, The Muthoot Medical Center is a certified multi-specialty hospital that has over 300 beds and offers 15 specialty and 9 super-specialty medical services. The hospital employs more than 300 medical and paramedical staff and caters to the medical needs of population clusters well beyond Central Kerala. It has earned the reputation of being the best staff, best equipped, and fastest-growing medical center in Kerala.

The hospital has also been granted certification by the National Accreditation Board for Hospitals and Health Care (NABH)

of the Government of India in recognition of its outstanding quality practices.

As stipulated by NABH (National Accreditation Board for Hospitals and Healthcare Providers), the Healthcare team efficiently implemented the 102 standards and 636 objective elements and successfully underwent the final assessment in March 2015, with excellent reviews from the NABH assessors.

Recently, the hospital inaugurated a specialized

oncology/cancer center at the newly constructed the Paul M George Block.

Education

Muthoot Education


ST. GEORGE’S SCHOOL, ALAKNANDA

The Foundation stone of the building was laid by former Vice President of India, Late Dr. Shankar Dayal Sharma, and the new building was inaugurated in 1993 by The Honorable former President of India.

Led by Dr. Sara George as the Principal, a distinguished academician honored by a plethora of awards & accolades of national and international repute.

The school ranked amongst the Top 10 Schools of South Delhi.

Founded in 1962 & managed by St. George’s Education Society, a charitable non-profit Society chaired by Shri M. G. George Muthoot, Chairman – The Muthoot Group.

Value-based education imparted through the School Motto of 'Mata, Pitah, Guru & Daivam'

Committed team of teachers and administrative staff have driven the passion for teaching and love for children.

School comprises over, 2700 students and 130 dedicated teachers.

2 extremely well-equipped libraries, 6 laboratories and 5 computer labs.

Multipurpose auditorium, Conference Room, and in-service Training Centre.

Besides providing facilities for all major sports including Hockey, Football, Badminton, Table Tennis, etc. the School also has a Basket Ball court equipped with hydraulic rings with Fibre Board approved by the Basket Ball Federation of India and a lush green Cricket ground with flood-lights & two turf wickets of international standard.

For more details, please click here

Paul George Global School

Paul George Global School
Alaknanda, New Delhi-110019, Delhi, India.
Email ID : contact@pggs.edu.in, admissions@pggs.edu.in
Phone No: 011-26037677 011-65707777, 09268707777

For more information, visit: www.pggs.edu.in

Set up under the aegis of St. George’s Education Society and built in the memory of Late Shri Paul M George, former Executive Director and son of Shri M.G. George Muthoot, Chairman of The Muthoot Group; PGGS is unique, exemplar, and one of its kind in the country.

At PGGS, holistic education is imparted through value orientation along with a creative curriculum in a harmonious learning environment. The school offers:

Ideal student teacher ratio achieved through a dedicated and handpicked team of teachers motivated by love for children and passion for teaching. PGGS offers a conducive atmosphere to make learning fun for children instead of being sensed as a burden.

Very high focus on inculcating value-orientation amongst children including adopting Indian culture, respecting parents, teachers & elders, discipline, patriotism, compassion for others and developing an attitude of helping the needy and lesser privileged – leading to the overall development of children into fine, complete and responsible human beings.

Fully Wi-Fi enabled campus with airy and spacious classrooms specially designed to have good access to natural light. Classrooms for younger kids are equipped with special French-made vinyl flooring, giving maximum safety to children while studying & playing.

Classrooms equipped with next-generation Pearson DigiClass Smart boards offering multi-media-based teaching solutions – empowering teachers to transform traditional blackboard-and-chalk classrooms into interactive and engaging sessions for increased learning and retention. Unique features of Smart board include touch-screen, facility to preload content, write-on-board, and auto-save options.

The school is air-conditioned by eco-friendly & energy-efficient Radiant Cooling system, reducing pollution levels in the school - Introduced for the 1st time in a School in India. Specially imported from Germany, this system involves the circulation of hot water (during winters) and cold water (during summers) through pipes embedded within the building slabs, thereby providing the ideal temperature for the best health of children. This unique technology maintains uniform heating and cooling across the campus so that our little ones are not affected by temperature variations.

A one-of-its-kind multipurpose auditorium with 500+ seating capacity to host cultural programs & stage performances with ultra-modern Italian made light & sound equipment.

First-of-its-kind school auditorium equipped with automated retractable seating – a unique technology imported from South Korea that enables all seats to retract within 5 feet space in less than 5 mins - thereby transforming the entire auditorium into an indoor play area accommodating Basketball, Table Tennis & Badminton sports. Automated remote-controlled system to activate ceiling-suspended Basketball hoops to emerge and fasten in position for playing games – customized for various age groups.

Grand amphitheater overlooking the central green playground with mini-hockey & football play areas with child-friendly green turf procured from New Zealand.

Fully covered, indoor, heated Swimming Pool specially designed to offer adequate privacy for your little ones with separate changing rooms and shower facilities for boys and girls. Technology for heating pool water imported from Spain which enables all-weather usage throughout the year.

Unique roof-top skating rink and ‘Wimbledon style’ tennis court with a player-friendly smooth surface of international standard.

8-lane, 100 meters synthetic running track of global standards imported from New Zealand provides a consistent surface for athletics, unaffected by adverse weather conditions.

In addition to cricket practice nets, availability of a full-fledged Cricket playground with floodlights for day and night matches.

Well-equipped in-house Medical Care Centre with a professionally qualified & trained full-time nurse. Also, Doctor-on-call for attending any medical emergency.

100% CCTV enabled campus with 24x7 deployment of professionally trained Security Guards to ensure complete safety and security of children.

Adequately staffed, safe & secure GPS (Global Positioning System) enabled transportation with live information on location and movement of a school bus.

Scientifically designed kids-friendly sandpit and splash-pool & dedicated outdoor play area for younger kids.

Well-equipped library, computer labs, art and activity rooms with attractive, colorful, and child-friendly furniture to make learning an enjoyable experience.

Muthoot Institute of Technology (MITS)

Muthoot Institute of Technology and Science
Varikoli P.O, Puthencruz- 682308, Kerala, India.
PH: 0484-2732111/100
For more information visit: http://www.mgmits.com/

A premier Engineering College situated in the industrial suburb of Kochi affiliated to the APJ Abdul Kalam Technological University and approved by AICTE.

Full-fledged Engineering College offering specializations across Electronics and Communication, Computer Science Engineering, Electrical and Electronics Engineering, Mechanical Engineering, Computer Science Engineering (Artificial Intelligence), Artificial Intelligence and Data Science, Civil Engineering to over 480 students per year.

National Board of Accreditation (NBA) in Electronics and Communication, Computer Science, Electrical and Electronics, Mechanical Engineering Programs for 2019-2022 period.

Excellent faculty, state-of-the-art infrastructure & extremely supportive Management with complete freedom to the Academic Team to develop MITS into one of the best Engineering Colleges in India.

Ranked 1st amongst all Self Financing Engineering Colleges under the APJAKTU in the recent university results published in April 2020.

Record placements of 454 offers and still counting as of February 2022 for the 2022 passing out batch.

International MoU with ESIGELEC, France and industry MoUs with Siemens, IBM, Keysight to name a few.

Appeared in NIRF ranking in 251-300 Band, ARIIA Performer band in the year 2021.

Separate Hostel Facility for boys and girls and conveyance facilities.
Appeared in NIRF ranking in 251-300 Band, ARIIA Performer band in the year 2021.
For more details please click here

Muthoot College of Nursing, Kozhencherry & Pathanamthitta, Kerala, India

Range of full-time courses offered including B.Sc. Nursing, General Nursing, M.Sc. Nursing (starting soon), Post Basic (starting soon), Medical Laboratory Technician, Medical Imaging Technology, MBA, Hospital Information Administration

Over the years has emerged as a reputed College in the field of Medicine and Nursing.

Global reputation of producing top-quality nursing professionals, preferred globally across leading international hospitals.

For more details on Muthoot College of Nursing, Kozhencherry, please

Click here

For more details on Muthoot College of Nursing, Pathanamthitta, please

Click here

Muthoot School of Nursing, Kozhencherry, Kerala, India

Located in a calm, quiet & spacious campus.

50 students per batch attended by trained & experienced teaching faculties.

Well-furnished hostels, dedicated, trained, and experienced teaching faculty.

Supervised practical training in the parent hospital with state-of-the-art medical equipment.

Well-equipped library with reference books & access to a range of study material.

Modern Laboratories and scholarship schemes offered to deserving students.

Scholarship Schemes are offered to students.

Special coaching for Computers & Spoken English.

For more details please click here

Muthoot College of Allied Health Sciences & Management Studies, Kozhencherry, Kerala, India.

Affiliated to Sikkim Manipal University (SMU).

Offering Under-graduate and Post Graduate Courses in Health Sciences & Management Studies.

Courses include MBA, M.Sc., B.Sc., Diploma, Certificate courses & Off-Campus courses.

Ultra-modern equipment with the latest technology available for academic & practical training.

Well-furnished classrooms with all sophisticated most modern facilities.

Variety of teaching & learning techniques adopted to impart knowledge and skills to students.

Sanskara School, Kochi, Kerala, India

Located in the heart of Infopark Phase II campus in Kakkanad, Kochi.

Affiliated to the Central board of Secondary Education, New Delhi.

Qualified staff with appropriate blend of experience and expertise. Number of student per division limited to ensure an ideal Student-Teacher ratio to ensure individual attention.

True to the school motto ‘A different school of thought’ a pedagogy which caters to multiple learning styles and adapts to reflect the learning needs of each individual is followed. The pedagogical practices are learner centered with an intent to enhance the twenty first century skills which emphasizes on communicative, collaborative and creative skills.

Promotes participation of students in non-academic activities which are an absolute must for the personal growth of the child. A variety of extracurricular activities are organized which includes Art, Music, Dance, Aerobics, Theatre, etc.

The campus spans over 5 acres in 3 blocks which includes the kindergarten block, the academic block and the sports block. More than 100 well ventilated and spacious classrooms with latest technological devices to assist the teaching learning process.

State of the art laboratories for each science discipline, computer, maths, etc. and a school library with a good collection of books and resource materials.

A dedicated sports complex which houses a swimming pool, badminton courts, squash courts, table tennis, etc. Locker rooms, separate facilities for yoga, gym, etc. all constructed to International Standards.

The outdoor facilities include football turf, basketball, tennis, volleyball courts.

For more details please click here

Power Generation

Muthoot Power Generation


Global concern over pollution and several issues caused by the increase in greenhouse gas emissions and consequent changes in climate have resulted in a paradigm shift in the approach towards the development of the energy sector in many countries. The need for adoption of clean technology, improving end-use efficiency and diversifying energy bases, etc. have all been seriously considered by the Government of India since the 6th five-year plan and the country is poised for a considerable increase in the use of renewable energy sources in its transition to a sustainable energy base.

Power generation by harnessing wind energy is the most pollution-free renewable and environmentally friendly energy resource in our country. It is in this context that the group has ventured into power generation by tapping non-conventional energy resources. The group has installed 3 No's of 1.25 MW capacity Suzlon Make Wind Electric Generators at the Devarkulam site in Tirunelveli District, Tamil Nadu. About 8 million units are being generated from the WEG'S annually and this is being pumped into the Southern Grid. Identifying the vast potential of alternative energy sources, The Muthoot Group is planning to invest more in this sector in the near future and to fulfill our responsibility to our nation.

Leisure & Hospitality

Muthoot Leisure & Hospitality Services


Xandari Resorts

Community Collaboration Conservation

Xandari destinations are renowned for space and privacy - the experiences are meticulously designed to frame their natural settings. Each welcomes guests as if to the home of a close friend, instilling a sense of peace and belonging amid some of the most diverse natural and heritage landscapes.

At the core of Xandari, there are three fundamental principles that are imperceptibly woven into every action. Community. Collaboration. Conservation.

XANDARI PEARL BEACH RESORT

Tranquil Beach Experience – 27 Private villas set on 18 acres at Marari Beach
Village Walks - Direct beach access - Organic Farm - Ayurvedic Wellness - Luxury Private Pool Villas

Address: Xandari Pearl Beach Resort, Beach Road, Arattukulam Junction, Mararikulam North PO, S.L.
Puram, Mararikulam, Alappuzha, Kerala 688523, India.
Central Reservation: +91 484 434 4666
Mobile: +91 9447414344
E-mail: reservations@xandari.com
Website: https://www.xandari.com/pearl-xandari-overview.php

Life is simply beautiful at the beach. And that is our orienting theme at Xandari Pearl on Mararikulam Beach, rated one of the top five "Hammock Beaches" in the world by National Geographic. Here at this ‘secret’ locale, in the company of those you most want to be with, simplicity is the perfect setting. The white sands, the truant sea breeze ruffling your hair, and the skies showing off their colours as you sit down to a plate of the day’s catch cooked your way - the seaside story is yours to share. A Pearl beyond price: a simple, organic, comforting, private hideaway.

A short drive from Xandari Riverscapes - our houseboat operation on Lake Vembanad - Xandari Pearl comprises 27 villas spread across 18 acres of the quaint fishing village of Mararikulam. You are never too far from the sea in any of our 27 villas, twelve of which have private plunge pools. Nestled in large gardens, the villas are a statement in comfort and privacy. Designed to accommodate two, all villas are crafted with the concept of laidback luxury in a lush, natural setting: bathrooms with an open to the air shower area and a dining spot in a sand-lined patio. Additionally, each villa has a comfortable garden-facing desk and a complimentary mini-bar. Once inside the curved walls of your villa, lounge in the hammock outdoors with a book or savour the indulgence of a shower open to the sky.

CARDAMOM COUNTY By Xandari

A Nature Retreat- 44 cottages on the edge of the Periyar Tiger Reserve Hill Plantation - Wildlife Encounter - Wholesome Food - Curious - Creatures - Friendly Faces - Periyar Tiger Reserve

Address- Cardamom County, Kumily Thekkady Road, Periyar, Kerala - 685536, India
Central Reservation: +91 484 434 4666
Mobile: +91 9447414344
Email: reservations@xandari.com
Website: https://www.xandari.com/cardamomcounty-xandari-overview.php

Located in the idyllic wildlife township of Thekkady, Cardamom County is a nature retreat bordered on one side by the Periyar National Park and Tiger Reserve and its lush highland forest and wetlands ecosystem. On the other side, we are embraced by a vibrant spice-trading community typical of the hill stations above the Malabar Coast. Walking distance from both the entry to the Periyar and our village neighbours, we also welcome you to simply relax at the resort.

Cardamom County rests atop a small hillock with 44 lovely cottages blending into the terraced slopes. Rooms are spacious and airy, with interiors that are simple and elegant. Each cottage also has its own little patio from where guests can enjoy the lush natural habitat.

Our All Spice restaurant is a tribute to its own name. A feast of tastes and textures, All Spice mixes ethnic traditions, natural ingredients and original fusion food concepts. Here, we source as much produce as possible from around the resort to create food experiences from our farm to your table. All Spice also has an expansive open-air terrace able to accommodate a large number of guests; an ideal venue for informal parties, grills and barbeque. Enjoy your choice of beer and wine at the restaurant or at Cinnabar, overlooking the loveliest pool the hills have to offer.

Cardamom County is also home to Ayura Wellness, our Green Leaf certified wellness centre, and where we offer an introduction to Ayurveda, an ancient way of life that promotes healthy living. The highly skilled team of Ayurveda specialists at Ayura provide tailor-made stress-relieving therapies, using handmade medicinal oils. For an experience that frees the body, mind and soul from all tensions, aches and pressures, Ayura is the perfect destination.

Guests can relax by the swimming pool, hit the gym, use snooker, table tennis, caroms for recreation or Yoga centres to energise, and spend time at the in-house library and shop at the Design store at the resort. For those who want to bring business closer to the great outdoors, the fully-equipped conference halls offer the ideal setting. The Pennycuick Hall can accommodate 250 guests, be it for celebrations, business gatherings, or public functions.

They talk about being spoilt for choice. Cardamom County shows you how!

XANDARI RIVERSCAPES

Cruise on sustainable houseboats- Fleet of 9 authentic houseboats.

Waterside Villages - Paddy Farms - Floating Supermarkets - Slow life on the river

Address- Xandari Riverscapes, Near Pallathuruthy Bridge, A C Road, AC Road, Sanathanapuram, Alleppey– 688 003
Central Reservation: +91 484 434 4666
Mobile: +91 9447414344
E-mail: reservations@xandari.com
Website: https://www.xandari.com/riverscapes-xandari-overview.php

Xandari Riverscapes is your entry into the stunning ecosystem that thrives and flourishes along the Vembanad - the largest lake in Kerala and the longest in India.

Our fleet of 9 traditional houseboats, called "kettuvallams", are designed to complement the tranquil passage on the picturesque backwaters. They are built with wood harvested from local jackfruit tree plantations, hand-stitched by local craftsmen with coconut fiber rope (coir) and strengthened with fish oil—a tradition pre-dating industrial engineering techniques but proving stronger than modern alternatives. We are committed to keeping this knowledge and traditions alive, with your support.

Each houseboat is furnished comfortably and attractively while hewing close to tradition. The boats have one, two or three air-conditioned bedrooms. All have an open-air living area and a fully- equipped kitchen. From the viewing deck, or through your bedroom’s picture window, and on a canoe through the backwater heartland, you will see simplicity in action, and the result is immediate: slow down, de-stress, rejuvenate.

Meals are an essential part of the Xandari Riverscapes experience. With your backwater excursion beginning at noon, sit down to a delectable lunch of classic Kerala cuisine cooked on board. Dinner comes calling under starlit skies on clear nights, at the spot where your boat rests to watch the day close out. Rise to the sight of sun rays dancing into your bedrooms, and watch the day unfold as the boat sails past a day in the life of the backwater country.

XANDARI HARBOUR

Historic Port Town Experience- 16 Rooms
Heritage Architecture - Old World Cuisine - Spice Bazaar - Natural Harbour - Old Port - Fishing Nets - Seascape - Muziris Biennale

Address- Xandari Harbour, V/40, Bazaar Road, Mattanchery, Kochi, Kerala 682002. India.
Central Reservation: +91 484 434 4666
Mobile: +91 9447414344
E-mail: reservations@xandari.com
Website: https://www.xandari.com/harbour-xandari-overview.php

Gateway to the oldest Jewish community in the world and the last vestiges of colonialism, Mattanchery is anchored in history. Its identity as the nucleus of a spice trade spanning centuries breathes today in stillstanding godowns and warehouses. Straddling Bazar Road, these structures once stocked spices like pepper and cinnamon before traders moved across the harbour, to the thriving city of Ernakulam. The bustle of trade lulled, several of the buildings crumbled away and others waited - with downed shutters - for a new calling.

The century-old warehouses that make up Xandari Harbour are some of the last. Preceding MLHS' conservation-focussed thinking, the three buildings that comprise the property served different purposes. One served as a chummery or lodging house for ship captains, eventually becoming a modest hotel. The other waterfront godowns housed spices and groceries like rice before they were used by fishermen as pass-through.

Respectfully restored and largely untouched, the buildings and their maritime legacy find a renewed being today in Xandari Harbour. This 16-room gem box of a hotel is walkable distance from Calvathy boat jetty and midway between Vasco da Gama Square and the famous Dutch Palace.

Views of the harbour and a bustling spice trade mark the 14 tastefully done guestrooms and 2 suites. From the spectacular Harbour Suite – with water views on three sides - watch colorful fishing boats head out to sea. The Spice Suite also looks over the water, with the added feature of offering snapshots of Bazaar Road. Of the 14 guestrooms, four are on the waterfront, four have private gardens and the rest have large picture windows that frame panoramas of blue and the vibrant colours of trade. The infinity pool in the center of the property, which seems to float on the edge of Kochi harbour, offers the perfect place to refresh after a day on the town.

The restaurant at Xandari Harbour is called 51 - named after the building number of the spice warehouse that it is housed in. The award winning heritage structure is restored as a fitting tribute to the spice route.

The delectable fare offered at Restaurant 51 has reflections of the food and cuisine along the Spice Route. Our Chef uses locally sourced fresh produce to create an array of edibles that have traces of Dutch, Portuguese and English cuisine in them, combined with the rich legacy of traditional Kerala recipes.

Xandari Harbour is a nostalgic reminder of ancient sea routes and trade; of visitors and kindred who left a mark on the landscape, faith, and culture of the land.

This is the firm anchorage of our conservation story.

XANDARI RESORT & SPA

A colourful gem filled with art, architecture & sculpture- 24 villas set in lush gardens and coffee estate, Alajuela, Costa Rica.

Rainforest - Waterfalls - Nature Treks - Orchards & Farm - Coffee Estates - Volcanoes - Wellness Spa

Address- Xandari Resort and Spa, APDO 1485-4050, Tacacori, Alajuela, Costa Rica.
Phone: +506 2443 2020
E-mail- info@xandari.com
Website: https://www.xandari.com/costarica-xandari-overview.php

Art and architecture are highlights of the Xandari experience in Costa Rica. 24 spacious villas nestled on a 40-acre plantation are surrounded by lush gardens, with terraces facing spectacular views of Costa Rica’s majestic Central Valley day and night. Each villa is a unique design, with tropical colours and contemporary design.

A private forest reserve with rivers, five natural waterfalls, and 2.5 miles of trails offers excellent hiking, birding, and communion with nature. Three pools, each with a unique view of coffee plantations, provide added incentive for a morning swim. Or, start your day in our Yoga studio and save your swim for later at our sunset pool. Wide range of natural treatments are offered in private jalapas at the Spa Village, each featuring a hot-tub overlooking forest and valley at 3,900 ft.

The Ayura Wellness treatments are known to be some of the best in Costa Rica and done with all natural ingredients. Each of our five private, palm-roofed jalapas has its own hot tub and massage table, where you can enjoy one of our many treatment options, from scrubs to massages, with a full view of the open valley. Enjoy your spa experience to the fullest, relax in the warm jacuzzi. Yoga sessions are readily available in the studio.

Xandari's terrace restaurant features a variety of healthy choices, from Costa Rican specialties to Mediterranean and Californinan cuisines. Our farm-to-table menu begins at breakfast and continues through lunch and dinner, featuring produce sourced from our own plantations using all-natural methods.

At Xandari, sustainability underlines our every effort. Guests are invited to plant native trees during their stay at Xandari. We research which trees, bushes and flowers especially attract, feed and provide shelter to the various types of birds and butterflies that inhabit Costa Rica and are constantly adding new varieties to our botanical gardens. Listen to the songbirds as you walk through the orchards or take any of the guided tours to the farms, orchid garden and greenhouse.

An experience that is a perfect testimonial to Nature's inherent ways, a community’s bond with the earth, and the promises of a responsible way of seeing the world - that is Xandari.

Vehicle & Asset Finance Muthoot Vehicle and Asset Finance Ltd


Muthoot Vehicle and Asset Finance Ltd. (MVFL), is the Vehicle and Asset Finance Division of The Muthoot Group. The Company was incorporated in 1992 as Muthoot Leasing and Finance Ltd. In the year 2008, the name of the Company was formally changed to Muthoot Vehicle and Asset Finance Ltd to correctly highlight the nature of financial solutions being provided by the Company.

MVFL, as per the certification by Reserve Bank of India, is a Deposit taking Asset Finance Company (DAFC). MVFL has the distinction of being the only one of its kind in Kerala.

MVFL is a dividend paying company and also has been maintaining an investment grade rating for its deposits since over five years from ICRA. The Company deals in both Liability (Deposit) Products and Asset (Loans) Products.

MVFL carries out its operations through a network of 33 branches spread across 13 districts in Kerala. The Company has made considerable forays into the financing of used and new commercial vehicles, passenger and goods’ autos, earth moving equipment, tippers, JCBs, private vehicles, and other asset finance solutions to strengthen the economic base of urban and rural sectors in Kerala.

Plantations & Estates

Muthoot Plantations & Estates
Muthoot Chambers, Opp. Saritha Theatre Complex,
Banerji Road, Ernakulam - 18, Kerala, India


Growth is one of the core values, it is only natural that The Muthoot Group is into Plantations on a big scale. Muthoot Plantations boasts cardamom, tea, coconut, and rubber plantations, contributing to the group’s eco-friendly initiatives while contributing returns through healthy and organic growth.

Large tracts of land are utilized for agriculture, horticulture, and plantation activities using the finest equipment. Stringent norms of organic farming make our plantations environment friendly and our products bio worthy.

Precious Metals

Muthoot Precious Metals Corporation, Website:www.muthootpreciousmetals.com


New Schemes of Muthoot Gold Bullion Corporation

Muthoot Gold Bullion Corporation (MGBC) is Muthoot Gold Bullion Corporation (MGBC) is the arm of The Muthoot Group that deals in the sale of gold coins/bars/pendants. The division was established in the year 2006. The core objective of MGBC is to facilitate Gold Coins/Bar/Pendants for gifting/investment purposes to suit the needs of a cross-section of the society regardless of their financial situations.

We offer Gold coins/bars/pendants at extremely competitive rates. Our wide range of designs and denominations separates us from the other industry players. Our Gold Coins can be purchased from any of our 5000+ Muthoot Finance branches. Now customers can buy gold coins by visiting www.muthootgold.in . Our gold coins range from 0.5g to 50g, suiting all financial needs of our customers. We also offer monthly advance schemes that enable our customers to purchase large quantities of Gold with EMA (Equal Monthly Advances) and at flexible time periods.

Housing & Infrastructure

Muthoot Housing & Infrastructure
Pearl Haven Muthoot, P.B. No. 471,
Opp. Womens’ College, Vazhuthacaud P.O.,
Trivandrum - 695 014, Kerala, India


The housing and infrastructure wing of The Muthoot Group was established in the year 1988 under the name “Muthoot Builders”. Thereafter, the name was changed to “Muthoot Housing and Infrastructure”. The division is managed by the Joint Managing Director of The Muthoot Group, Shri George Jacob Muthoot.

The Housing and Infrastructure segment of The Muthoot Group has cemented its operations firmly in India. The wing is rapidly expanding into global markets as well. The Housing and Infrastructure division also is in the initial stages of business establishment and operations in the UAE.

Some of our ongoing, as well as completed projects, are mentioned below:

Completed Projects - Residential
  • The Muthoot Homes, Kudappanakkunnu, Trivandrum
  • Pearl Haven Muthoot Apartments, Vazhuthacaud, Trivandrum
  • The Muthoot Valley Residential Complex at Mukkola, Trivandrum
  • Muthoot Villas, Nalanchira, Trivandrum
  • Muthoot Residency flats at NCC Road, Trivandrum
  • Muthoot Green Valley Apartments, Krishna Nagar, Trivandrum
  • Muthoot Green Valley Mist, Peroorkada, Trivandrum
  • Muthoot Rainbow Apartments, Kamala Gardens – Peroorkada, Trivandrum
  • Muthoot Blue Mount – Paruthipara, Trivandrum
  • Muthoot Dream Springs, Chalakunnu, Kottayam
  • Completed Projects- Commercial
  • Muthoot Crown Plaza, Kottayam
  • Muthoot Chambers, Kollam
  • Muthoot Chambers, Karunagapally
  • Muthoot Chambers, Kulasekharam, Tamilnadu
  • Muthoot Chambers, Thycaud, Trivandrum.
  • MGM Muthoot Medical Centre, Pathanamthitta
  • Muthoot Cardamom County [Luxury Resort], Thekkady Muthoot Chambers, Kanyakumari
  • Muthoot Chambers, Chavara
  • Muthoot Chambers, Kottarakkara
  • Muthoot Chambers, Pattom
  • Muthoot Chambers – Vizhinjam
  • Muthoot Medical Center – Kozhencherry
  • Muthoot College of Nursing – Kozhencherry
  • Nursing College – Pathanamthitta
  • Muthoot Chambers, Vizhinjam, Trivandrum
  • Staff Quarters, MGM Muthoot Medical Centre, Pathanamthitta,
  • New OT Block, MGM Muthoot Medical Centre, Kozhencherry,
  • New Nursing School, MGM Muthoot Medical Centre, Kozhencherry
  • Two Hostel Floors Extension, MGM Muthoot Medical Centre, Kozhencherry
Ongoing Residential Projects
  • Muthoot Capital View, Nandavanam, Trivandrium
  • Residential Apartments Panampally Nagar, Kochi
  • Ongoing Commercial Projects
  • New /surgical Block, MGM, Kozhencheery
  • Nursing School New Block, MGM, Kozhencheery
  • Extension to Nursing Hostel at MGM Muthoot Medical Center, Kozhencheery
  • New General ward block for MGM Muthoot Medical Center, Kozhencheery
  • New Nursing College Building at MGM Pathanamthitta
  • CT Scan & Blood Bank Block for MGM, Pathanamthitta
  • Nursing Hostel at MGM Muthoot Medical Center, Pathanamthitta
  • New Commercial Complex at Sakthikulangara, Kollam
  • New Commercial Complex at Kozhencheery
  • Muthoot Chambers, Pallippedika, Kozhencherry
  • Muthoot Chambers, Nagampadam, Kottayam
  • General Ward Block, MGM Muthoot Medical Centre, Kozhencherry
  • Nursing College & Hostel, MGM Muthoot College of Nursing, Pathanamthitta
  • CT, MRI & Blood bank building for MGM Muthoot Medical Centre, Pathanamthitta

Wealth Management

Muthoot Insurance Brokers Pvt Ltd,
3rd floor, Midhun Tower, Above Sunrise Super Market,
K.P Vallon Road, Kadavanthra- 682020
IRDAI Registration No: 459
Direct Broker- Life, Health & General.


Everyone needs to secure their wealth, finances, and family from the innumerable uncertainties that life poses. Mounting pressure, changing lifestyles, and soaring expenses only increase the need for wealth management services. The Muthoot Group has tied up with some leading Insurance Companies in India to create plans best suited for current markets. All such related activities are handled by Muthoot Insurance Brokers Pvt. Ltd, the Insurance Broking arm of The Muthoot Group. We are licensed by IRDAI to deal all direct Insurance Products in Life & Non-Life products such as:-

Life Insurance: Life insurance is not a recent concept. However, it has been in the limelight over the past few decades because of the growing uncertainties surrounding life. Life insurance products help you financially secure your dear ones in case you were no longer alive. Our plans help you secure your retirement income, your children’s education or marriage, and long-term commitments along with the financial support, in your absence.

Traditional Plan: Having evaluated the specific needs of individual customers, we assist them with Term Plans, Endowment Plans, Children’s Plans, or Pension Plans. All these plans fall under the category of “traditional plans” since the purpose is to provide guaranteed savings in addition to life coverage.

New Generation Plans: Innovation is essential for survival. Keeping in line with the changing times and the changing attitudes of the youth, we have developed new Insurance products. Some features of the promising new generation products include shorter premium paying liability, guarantee on returns as well as premium invested, and freedom to choose life coverage or not, along with the basic features of life insurance products.

Retirement Plans: A large number of employees working for PSUs, Public Sector Companies, and Private companies devout their lives’ efforts for the welfare of their employers, yet when it’s time to retire, they part without a pension. Pension Plans are designed to provide a secure and regular source of income for working individuals so that when one decides to hang up the ties and suitcase, there is still some money to fall back on. That is why our Wealth Management Service also offers retirement solutions for everyone with special features

Health Insurance: The changing times and environments demand changes in health insurance plans and policies as well. We cannot ignore the rising cost of medical services that can eat up a considerable volume of our savings. Our health insurance plans help minimize the possibilities of financial liabilities arising due to unexpected expenditure on illnesses. We provide different types of health insurance plans based on the different levels of the covers required along with quality and timely service. We also provide different health insurance plans suitable for the different customer segments, including an exclusive plan designed for Senior Citizens.

Vehicle Loan

Muthoot Vehicle Loan


Muthoot Money Limited (MML) is a 100% wholly-owned subsidiary of The Muthoot Group. It is a nondeposit taking finance company with 20 branches across Andhra Pradesh and Telangana and has successfully served 6000+ customers. It specializes in the disbursal of loans for two-wheelers (new & used), cars (new & used), and construction equipment (customized loans).

  • Quick loan processing
  • Attractive interest rates
  • Minimal Documentation
  • Pocket-friendly EMIs to suit your needs

For more information, call 7382133076, email at mcare@muthootmoney.in or visit www.muthootmoney.in

Personal Loan

Muthoot Personal Loan


Trying hard to raise funds for your personal and family needs? The right choice is here! "Muthoot Finance Personal Loan". Now avail Personal Loan from Muthoot Finance, the oldest and most trusted financier in India.

Here, at Muthoot Finance, we understand you and offer the right solutions for your requirements.

Highlights of our services:

  • Loans starting from INR 50,000
  • Faster processing
  • Simple and minimum documentation
  • Flexible Repayment Options
  • Doorstep Service
  • Affordable Rates & Charges

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