Flowers

KEY HIGHLIGHTS

Female Ownership Required

Property must be owned or co-owned by the female of the house

Maximum Loan Amount

Up to ₹25 lakh of loan amount

Maximum House Value

Up to ₹35 lakh (As evaluated by the Muthoot Homefin)

House Size

Carpet area: Maximum upto 120 sq.m.

Maximum Benefit of Subsidy

Up to total 1.80 lakh will reach in 5 annual installments

WHO IS ELIGIBLE?

Annual house hold income

Annual household income should be up to ₹9 lakhs.

No Pucca House

The beneficiary family should not own a pucca house either in his/her name or in the name of family

Family Definition

Beneficiary family will comprise borrower, wife and unmarried children.

How It WORKS

Step 1

Connect for Home Loan

Take the first step, connect to us for Home Loan. We will carry the process at ease.

Step 2

Submit Documents

After submission of income and Property documents, MHIL will check your eligibility for PMAY 2.0 subsidy.

Step 3

Eligibility Check & Authentication

Complete authentication and eligibility verification for the PMAY scheme.

Step 4

PMAY App & GeoTagging

Borrowers need to download the PMAY App on mobile. Borrowers should perform a geotagging process from the property.

Step 5

Enjoy Subsidy Benefits

Subsidy once approved and received from NHB, will be credited to borrower Loan account.

PMAY Subsidy Eligibility Check

PMAY Subsidy Eligibility Check

Annual Income
1L ₹ 18L
Loan Amount
1L ₹ 50L
Loan Tenure (Years)
1 Year 30 Year
Market Value
1L ₹ 50L
Carpet Size
1 Sqm 200 Sqm
Female ownership

Your Results

*Calculations are indicative. Actual EMI may vary based on final loan approval and terms & conditions.

Ready to Own Your Dream Home?

Get up to1.80 Lakh subsidy under PMAY 2.0

Apply Now
©2025 Muthoot Homefin. All rights reserved. | PMAY Subsidy Subject to Terms & Conditions
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Please e-mail your requirements to enquiry@muthoothomefin.com

or contact us : 022-39110999, 022-39110900, 18001211214

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