September 11th 2018


Posted date: Tuesday 11th September 2018 11:09:28 AM

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Understanding Home Loan Balance Transfer

A home loan balance transfer is also known as refinancing or simply as balance transfer. It is an option that a lot of people opt for, to avail lower interest rates on home loans available to them. You cannot avail the benefits of a reducing interest rate in the market if you have opted for a fixed rate of interest. You could try discussing it with your bank to reduce the interest rate you are paying, citing a good repayment record. However, if your bank is not amenable, you can consider shifting your loan to a different institution.

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