Loan Amount | Maximum Loan to Value |
---|---|
Upto Rs. 30,00,000 | 90% of property value |
From Rs. 30,00,001 to Rs. 50,00,000 | 80% of property value |
* The property value shall be as per the evaluation by MHIL
|
Affordable |
Vanilla |
||||
---|---|---|---|---|---|---|
Product / Purpose |
Profile |
Within Municipal limit with approved Plan: ROI% |
Others: ROI % |
Fee% |
Within Municipal limit with approved Plan: ROI% |
Fee% |
Home Loan |
Formal Salaried |
11.25% |
11.75% |
1.50% + GST |
10.00% |
1.00% + GST |
Informal Salaried |
13.50% |
14.00% |
2.00% + GST |
- |
- |
|
Formal SENP / SEP |
12.50% |
13.00% |
2.00% + GST |
10.50% |
1.50% + GST |
|
Informal SENP |
13.50% |
14.00% |
2.00% + GST |
- |
- |
|
Top-up Loans |
1.25 % higher than the Existing ROI of Primary Loan. |
1.25% higher than HL |
1.50% + GST |
|||
LARP |
Formal Salaried |
14.50% |
2.50% + GST |
14.50% |
2.50% + GST |
|
Formal SEP / SENP |
15.50% |
2.50% + GST |
15.50% |
2.50% + GST |
||
Informal SENP |
16.50% |
2.50% + GST |
16.50% |
2.50% + GST |
Housing Loan ( During Quarter ended March 2024) |
||||
Min (%) |
Max(%) |
Wt Avg(%) |
Mean (%) |
|
10% |
15% |
12.43% |
12.25% |
|
Non Housing Loan ( During Quarter ended March 2024) |
||||
Min (%) |
Max(%) |
Wt Avg(%) |
Mean (%) |
|
11.00% |
21.00% |
15.02% |
15.20% |
Please e-mail your requirements to enquiry@muthoothomefin.com
or contact us : 022-39110999, 022-39110900, 18001211214
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