Loan Informations

ELIGIBILITY CRITERIA

  • Salaried, Self-employed Professionals and Business Class (Self Employed) are eligible to apply.
  • Click here to know your eligibility

LOAN AMOUNT

Loan Amount Maximum Loan to Value
Upto Rs. 30,00,000 90% of property value
From Rs. 30,00,001 to Rs. 50,00,000 80% of property value

* The property value shall be as per the evaluation by MHIL

INTEREST RATE

 AffordableVanilla
Product ProfileProperty within Municipal limit with approved Plan
ROI % 
Other Property
ROI %
Property Within Municipal limit with approved Plan
ROI %  
Home Loan (HL)Formal Salaried10.75%11.25%8.50%
Informal Salaried13.00%13.50%-
Formal SENP / SEP12.00%12.50%9.50%
Informal SENP13.00%13.50%-
Top up Loans1 % higher than the Existing ROI of Primary Loan.1% higher than HL
Loan Against Residential Property (LARP) And Clinic LoanFormal Salaried14.00%14.00%
Formal SEP / SENP15.00%15.00%
Informal SENP16.00%16.00%

DOCUMENTS

REPAYMENT

  • Equated Monthly Installments (EMI) through Automated Clearing House (ACH), an advanced version of ECS based on standing instructions to bank or salary deduction by employer or post- dated cheques drawn on borrower’s bank account.

TERMS AND CONDITIONS

  • Click here for the Most Important Terms and Conditions

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Please e-mail your requirements to enquiry@muthoothomefin.com

or contact us : 022-39110999, 022-39110900, 18001211214

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